In a large skillet, heat the olive oil over medium heat. Add the chopped onion and minced garlic, sautéing until the onion becomes translucent (about 3-4 minutes).
Add the ground turkey (or beef) to the skillet, breaking it apart with a spatula. Cook until browned, about 5-7 minutes.
Stir in the diced bell peppers, quinoa, black beans, diced tomatoes, cumin, paprika, salt, and pepper. Mix well to combine.
Pour in 2 cups of water and bring the mixture to a simmer. Cover the skillet with a lid and let it simmer for about 15 minutes, or until the quinoa is cooked and the liquid is absorbed.
Once cooked, transfer the mixture to a 9x13 inch baking dish. Evenly sprinkle the shredded cheese over the top.
Cover the baking dish with aluminum foil and bake in the preheated oven for 20 minutes. Then remove the foil and bake for an additional 10 minutes, or until the cheese is bubbly and golden.
Remove from the oven and let it cool for a few minutes before garnishing with fresh cilantro if desired.
Notes
Serve hot, garnished with cilantro for added color. Pair with a side salad for a complete meal.